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How Can F&I Agents Help Dealers With Safeguards in 2023?

What F&I agents need to know about the Safeguards Rule in 2023.

A Dealer's Greatest Cost Risk is a Data Breach (Not FTC Fines)


Average dealer payout to thieves in a ransomware attack. (1)


Of consumers would say they would not go back to buy another vehicle after their data had been compromised. (1)


Reduction in the cost of a data breach for organizations implementing ongoing protections. (2)

(1) CDK Global. “State of Cybersecurity in the Dealership 2022” September 27, 2022.

(2) IBM Security. “Cost of a Data Breach Report 2022”


Most Safeguards Are Due Now, Not in June

Due December 9th, 2022

  • Security Awareness Training for Employees

  • Continuous Monitoring

  • Unauthorized Activity Monitoring

  • Systems Monitoring and Logging

  • Data and Systems Inventory

  • Written Information Security Program

  • Secure Development Practices

  • Secure Disposal Practices

  • Change Management Procedures

  • Annual Report

Due June 9th, 2023

  • Data Encryption

  • Multifactor Authentication

  • Overseeing Service Providers

  • Qualified Individual

  • Written Risk Assessment

  • Access Controls

  • Training and Testing security personnel

  • Written incident Response Plan


Compliance Doesn't Equal Security

Example: The requirement of "Continuous Monitoring" can be solved in two ways, but only EDR protects data and reduces the chance of a breach.

Endpoint Detection & Response

  • 24/7 Data Protection

  • Stops cyber attacks

  • Expert humans do the work

Pen Test & Vulnerability Scans

  • Doesn't protect data

  • Snapshot of vulnerabilities (2 per year)

  • Requires technical expertise


Why Partner With Mosaic?


What's Unique About Mosaic's Solution?

  • Each dealer gets a dedicated human guide

  • Mosaic does much of the work for dealers

  • 17+ years in retail automotive compliance

  • Consistently costs less than other "solutions"


WATCH: Mosaic's Safeguards Solution


Mosaic Will Build a Dealer's Onboarding Plan and Execute Setup Together


How to Help Your Dealers with Safeguards

Step 1:


Step 2:

  • The dealer will receive a quote and review it with a Safeguards expert at Mosaic


Step 3:

  • Once e-signed, a dedicated account manager will schedule their onboarding

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